spendwell 1.2300.0.0

The spendwell™ Reloadable Visa® Debit Card & Bank Account offers various features and benefits tailored to maximize the value of your spending. With wide acceptance wherever Visa® debit cards are welcome, this card enhances your purchasing power both online and in brick-and-mortar stores.

The spendwell Mobile App provides several convenient functionalities, empowering users with:

• Quick access to available balance
• Detailed insights into all transactions
• Effortless management of the spendwell account while on-the-go

Functioning as a diligent financial companion, spendwell presents an array of advantages:

• Early access to pay by up to 2 days through direct deposit¹
• Free cash deposits at Dollar General locations²
• No-cost online bill payment
• Seamless check addition via Mobile Check Capture by Ingo® Money³
• Complimentary subaccounts for effective family budgeting

For additional information, please visit myspendwell.com.

¹ Subject to employer's early paycheck submission. Check myspendwell.com for terms and conditions.

² Additional locations available with a fee. Details at myspenwell.com.

³ Terms and conditions governed by First Century Bank, N.A. and Ingo Money, Inc. See myspendwell.com/legal for comprehensive details.

The spendwell™ Bank Account is a demand deposit account offered by Pathward, National Association, formerly known as MetaBank, a Member FDIC. The card is issued by Pathward under Visa® U.S.A., Inc. license.

Deposits are FDIC insured within applicable limits upon receipt of funds into your account.